Credit buying is much like being drunk. The buzz happens immediately and gives you a lift. The hangover comes the day after. Joyce Brothers

Walking in Gods’ Favor: Not that I was ever in need, for I have learned how to be content with whatever I have. Philippians 4:11 NLT

Living Like No One Else, So Later You can Live Like No One Elsee

Queen Latifa stars in a movie titled, Last Holiday. She is mistakenly told by her doctor that she has a terminal illness and has a very short time to live. Believing that she is dying and her days are numbered, she decides to do the one thing on her bucket list that she has dreamed about her entire life; travel to Europe.

She goes to her bank and withdraws all her life savings. She intends for this dream vacation to be an experience of a lifetime. Queen Latifa’s character in the movie books  her plane travel first-class in order to feel once in her lifetime, what the rich people enjoy when they travel.

She books her hotel reservation in a five-star hotel where the rich people stay and picks the high-rollers’ penthouse suite, which includes the luxury pamper  package only for the rich people. She dines out every night at the finest five-star restaurants where the rich people eat. She lives on the financial edge as if there is no tomorrow.

kauai Moving Toward A More Successful Financial Goal

Many of you live your financial lives pretty much the same way.  You spend as if there is no tomorrow. One of the definitions of  maturity  is learning to delay pleasure. If you struggle in your spending like us, and many others, here’s 5 tips from Financial Peace University to help you make wise choices when buying items over $250:

1) Wait over night before buying. Sleeping on it takes the edge off you.

2) Consider your buying motives; why and why now?

3) Don’t buy things you don’t understand or can’t explain.

4) Consider the opportunity cost. Would the money be better invested or saved?

5) Seek the counsel of your spouse. If single, seek the counsel of a mature Christian you know and respect.

Changing Future Generations’ Mind-set

If God blessed some of you with  money with your current character traits and mind-set, your desire for instant gratification, your impulsive  tendencies that are out of control, and your media-driven consumer mentality would cause many of you to blow most, or all of  God’s financial blessings. Our mission is changing future generations’ mind-set.

When God opens the doors of heaven to pour out financial  blessings on you, spend that money wisely.  Learn to make a plan, give to God, give to yourself, and have some fun. You are invited to visit our Financial Peace University Class  Tuesday 6:30pm January 17th.

Prayer of Blessings:  Lord, we will honor You in our finances.

Michael Vance is a senior account executive  with Hundley Batts & Associates and the co-founder of Ardella Vance is  a gifted educator and  a Master Guide in the Pathfinders  Club, a global organization empowered to teach life and leadership skills to young people.  The Vance’s have been married well over 25 years and share their lives with four adult children and six grandchildren. They currently reside in Huntsville, Alabama and blog weekly from their financial workbook ” The Stewardship of Wealth.

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