Do you borrow money to maintain a lifestyle above your means?

Walking in God’s Favor: Owe no man anything, but to love one another: for he that loveth another hath  fulfilled the law. Roman 13:8 KJV

Creating Wealth Starts By Eliminating All Possible Debts

We believe overcoming financial bondage is one of the greatest struggles for those of you seeking financial freedom. Many of  you only dream of saving money. In many instances you do not experience financial health because you are trying to borrow yourselves into wealth. You want to look rich to cover your raggedness. You desire to appear prosperous to hide your poverty. You feel that wealth can heal your wounds.

Some People Go Into Debt, Just To Keep Up With People Already In Debt

Many of you do not see anything wrong with living in debt. The more you can borrow the better. We didn’t either at first; just like the story of the frog . I’m told if you put a frog in a pot of water on a stove with no lid, and gradually turn up the heat, the frog will remain in the pot until it is cooked alive, even though the frog has the ability to easily jump out of the pot at anytime.

Initially we felt debt was a good thing; just a financial tool. It allowed us to obtain things we felt we needed  now and we could pay for it later….WOW! That sounded like a good deal… Just like when the serpent lied to Eve in the Garden of Eden. He told Eve if she ate of the tree of good and evil she would not “surely die”. Listen to me people, if you play with snakes you will get bitten.

The Borrower Is A Slave To The Lender

Debt has been successfully marketed by banks and financial institutions in the United States as your pathway to prosperity. As a result, many of you have found yourselves in financial bondage with little or no hope of ever experiencing financial freedom again.

If you are in bondage because of debt, your first step into financial freedom is to admit your finances are out of control. If you continue to live in denial, you won’t seek help and you won’t break free.  The Bible says that “the borrower is slave to the lender”. Ask God, in prayer, for the power to break free of debt. With God, and a made-up mind, you can experience financial freedom.

Prayer of Blessing: Lord, give us the desire to live debt-free.

Michael J. Vance the founder of Stewardshipofwealth.com. He is the financial & benefit risk manager with Hundley Batts & Associates Insurance Agency and is the co-host of a weekly podcast Better Husband Father Man.  A hub for all things, parenting, marriage, and self-improvement. Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the Pathfinders  Club, a global organization empowered to teach life and leadership skills to young people.  The Vance’s have been married well over 30 years and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook  ”Stewardship of Wealth.”

Does Your Life Empowers Others To Grow?

Walking In God’s Favor: Romans 13:8 Don’t run up debts, except for the huge debt of love you owe each other. When you love others, you complete what the law has been after all along. (MSG)

The Borrower Is Slave To The Lender.

We believe overcoming financial bondage is one of the greatest struggles for anyone seeking financial freedom. Many of you only dream of saving money. In many instances you do not experience financial health because you are trying to borrow yourself into wealth. You want to look rich to cover your raggedness. You desire to appear prosperous to hide your poverty. You feel that wealth can heal your wounded-ness.

Many of you do not see anything wrong with living in debt. The more I can borrow the better. I didn’t either at first; just like the story of the frog. I’m told if you put a frog in a pot of water on a stove with no lid, and gradually turn up the heat, the frog will remain in the pot until it is cooked alive, even though the frog has the ability to easily jump out of the pot at any time.

Freedom From Debt Is Worth Any Amount You Can Earn.

Initially I felt debt was a good thing; just a financial tool I could leverage. It allowed me to obtain things I felt I needed now and I could pay for it later….WOW! That sounded like a good deal… Just like when the serpent lied to Eve in the Garden of Eden. He told Eve if she ate of the tree of good and evil she would not “surely die”. Listen to me people, if you play with snakes you will get bitten.

Debt has been successfully marketed by banks and financial institutions in the United States as your pathway to prosperity. As a result, many of you have found yourselves in financial bondage with little or no hope of ever experiencing financial freedom again.

SOW 70

Every Time You Borrow Money, You’re robbing Your Future Legacy.

If you are in bondage because of debt, your first step into financial freedom is to admit your finances are out of control. If you continue to live in denial, you won’t seek help and you won’t break free.  The Bible says that “the borrower is slave to the lender”. Ask God, in prayer, for the power to break free of debt. With God, and a made-up mind, you can experience financial freedom.

Prayer of Blessing: Lord, help me to become wise with money.

Michael J. Vance is the co-host of a podcast Better Husband Father Man hub for all things; parenting, marriage, and self-improvement. He is a financial & benefit risk manager with Hundley Batts & Associates Insurance Agency  and co-founder of Stewardshipofwealth.com  Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the Pathfinder Club, a global organization empowered to teach life and leadership skills to young people. The Vance’s have been married well over 3 decades and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.

What is Stewardship?

Walking in God’s Favor: Don’t worry about anything, instead pray about everything.  Tell God your needs and don’t forget to thank Him for his answers. Philippians 4:6 TLB

Living a Stewardship Lifestyle

We were introduced to stewardship principles by Elder Harold Lee, as a young couple with 4 kids, while I was serving in the U.S. Navy at Rough & Ready Island in Stockton California. Our life’s spiritual journey has never been the same.

We discovered that God has placed in each one of us more potential then you will ever develop. You must choose to or not to develop your God Given gifts and talents. After practicing and living stewardship principles for over three decades we teach 4 levels of  stewardship in which you are living  consciously or unconsciously each day of your life.

Level 1 Stewardship is a life of struggle. The Level 1 Steward is trying to survive; to keep the lights on, food on the table and gas in the car. I remember as young father being so concerned about paying bills and meeting my family financial obligations I could not think about my higher purpose. Something was missing. Why did I want to become wealthy?

The Level 1 Steward can become so overwhelmed trying to survive, you can not hear God’s voice calling you. The Holy Spirit speaking to your heart is drowned out by the immediate needs in front of you.

You Cannot Be Spiritual Liberated Living In Financial Bondage

The first life lesson you must learn in Level 1 Stewardship is that God is the Creator Owner and you are only a manager, apprentice or steward.  This spiritual truth must be the foundation of your life.  You can become a billionaire and be a billion miles away from God if you do not internalize this truth.

The second life lesson you must learn in Level 1 Stewardship is to put your faith and trust in God.  God will supply all your needs according to His riches in glory. The better steward you become, the more God will trust you, because he knows you can handle it.  Level 1 Stewards walks by faith and not by sight.

When riches dominate your heart, God loses preeminence over your life

Why is it when God blesses you with a good education and you worship the education? Why is it when God blesses you with a successful business and you worship the business? Why is it when God blesses you with money and you worship the money? Instead of worshiping the Gift Giver you worship the gift.

The Level 1 Stewards worship God as Creator Owner and have faith in God’s sustaining power. Stewardship is not just about giving money, it’s about giving everything, your heart, mind and soul to a loving and faithful God. Stewardship is a way of life.

Prayer of Blessings: Lord we worship You.

Michael J. Vance is the co-host of the podcast Better Husband Father Man hub for all things; parenting, marriage, and self-improvement. He is a financial & benefit risk manager with Hundley Batts & Associates Insurance Agency  Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the International Pathfinder Club; a global organization empowered to teach life and leadership skills to young people. The Vance’s have been married well over 3 decades and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.

What’s Your Motivation for Giving: Love Or Duty?

Walking in God’s Favor: Every man according as he purposeth in his heart,  so let him give; not grudgingly, or of necessity; for God loveth a cheerful giver.     2 Corinthians 9:7 KJV

The Blessings of Generosity

Giving of your time, knowledge and financial resources to your community economically empowers your community and inherently creates generational wealth.

Giving From A Biblical Perspective

Why would God say He loves a cheerful giver? Giving is an emotional experience that involves the heart.  The word of God says that where your treasures are, that’s where your heart will be also. You must make giving a part of your day to day Christian experience. Here’s how to start.

  • Prayer…Ask for God’s power to change your heart. David asked  God for a clean heart. Only God has the ability to change hearts. God can transform your thinking if you give Him permission.
  • Seek…Discover God’s wisdom in His Word. Turn off the TV,  iPad  and iphone.  Get into a regular Bible study group. How can you walk in God’s favor and wisdom if you rarely read His divine road map?
  • Fellowship…Rub shoulders with people who are generous givers of their time, talents, treasure (money) & temple(body) in honor of God. Hang around people who live a stewardship lifestyle and are great examples of faithfulness.
  • Share…Tell your experience to others of how God has blessed your faithfulness. Many times you do not realize God is all you need, until God is all you got.

A Lifestyle of Generosity

People can give more when they are not in bondage to debt and credit cards.  It is difficult to give cheerfully to the Kingdom when you have overextended yourself financially. Learn to say “No” to the person in the mirror and “Yes” to the Giver & Creator of life.

Progressive Union Missionary Baptist Church Community Block Party Door Prize Winner

Prayer of Blessing: Lord help us to give cheerfully.

Michael Vance is the financial and benefits risk manager with Hundley Batts & Associates a locally owned Trusted Choice Independent Insurance Agency. http://www.battsandassoc.com Ardella Vance is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. http://www.gcyoouthministries.org The Vance’s have been married well over 3 decades and share their lives with four adult children and ten grandchildren. They currently reside in Huntsville, Alabama and blog weekly from their financial workbook ” The Stewardship of Wealth“.

Are You Walking In God’s Favor?

Walking in God’s Favor: I will make you into a great nation. I will bless you and make you famous, and you will be a blessing to others. Genesis 12:2

God’s Favor is Walking in Purpose, With No Loss of Faith

Living a  life in Level 3 Stewardship of Surplus is a great place to be. Ardella and I have walked through this process of learning how to put our faith in God and not the blessings He provides..ie (Wealth, Education, Career, Good Health and Successful Children)

When You Begin Walking In God’s Favor You Focus On Hope

Level 3 Stewards have discovered how you walk in faith when experiencing life’s struggles and the storms of life. Faith is your  ability to walk past your current reality, while anticipating a fabulous future. Level 3 Stewards recognize God is the Creator or Owner and you are only a steward or caretaker.

To walk in God’s favor you must develop the inner discipline it takes to delay immediate gratification by surrendering lordship of your life to God. The Level 3 Stewards  can say “no” to the person in the mirror and “yes” to the will of God. Level 3 Stewards first seek and desire God’s blessings to shower down over their lives.

Hope Walks Through Disappointments, God’s Favor Leaps Over Them

Level 3 Stewards learn how to wisely look around the corner and plan for the storms of life or 5D’s (Disaster, Disability, Downsizing, Deployment and Death). You openly share how to prepare for the storms of life  or the 5D’s with your family, friends and meaningful others in your community.

Level 3 Stewards acknowledge that it has been God who has brought you financially to this point in your lives, and you remember where you were in the years past.  Your daily prayer is ” O Mighty God, teach me to be Your faithful servant”.  Be encourage to live faithful to God and to walk in His favor. Your life can become a great example in your world of what a Mighty God can do in the lives of His people.

Prayer of Blessing: Lord teach us to walk in faith & favor.

Michael J. Vance is the co-host of the Better Husband Father Man Podcast   a hub for all things; parenting, marriage, and self-improvement. He is recipient of the 2022 AIIA Trusted Choice “Community Impact Award” and he is the financial & benefit risk manager with Hundley Batts & Associates Insurance Agency . Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate  about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vances have been married well over 30 years and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”

How Do You Personally Define Wealth?

Walking in God’s Favor:  And, of course, it is very good if a man has received wealth from the Lord and the good health to enjoy it. To enjoy your work and to accept your lot in life—that is indeed a gift from God. Ecclesiastes 5:19 TLB

Wealth is having more then you need, and wanting less than you have.

Our definition of wealth is holistic and different than most people. We define wealth as certain things money cannot buy such as good health, loving relationships, peace of mind, creative abilities, wisdom, freedom and a spirit-led life.

Having a fat bank account,  strong investment portfolio, or family trust fund, doesn’t necessary mean you are truly wealthy. If you have a million dollars net worth and you are always worrying about losing it or someone trying to scam your money, you aren’t truly wealthy.  You have a scarcity mentality.

You can truly only enjoy your wealth, if you are in good health.

The first truly wealthy person I was able to observe up close and personal over the years was Ardella’s father the late Howard T. Williams. This barrel chest, quick to laugh man was always willing to share a smile and words of wisdom with anyone who crossed his path.

Mr. Williams was a loyal employee for  Chrysler Corporation for 32 years and valued long-term relationships. He was married to the same woman for 42 years. He gave back to his community by serving as a member of the Detroit School Board for 13 years.

Mr. Williams saved money in a college fund for all (5) of his children.  Paid off his home mortgage early, avoided debt & credit cards, and had an emergency fund for the unexpected. On the day of his death Mr. Williams had a will and his burial arrangements in place. He was a man ahead of his times and a great example to me of personal stewardship.

Wealth is like health, you only learn it’s true value when you lose it.

In the world’s economy it says wealth is measured primary by material possessions and the things money can buy. In God’s economy true wealth is measure by certain things you cannot necessarily see and by certain things you cannot necessarily buy.

Prayer of Blessings: Lord, give us health to obtain true wealth.

Michael J. Vance is the co-host of the Better Husband Father Man Podcast  a hub for all things; parenting, marriage, and self-improvement. He is the financial & benefit risk manager with Hundley Batts & Associates Insurance Agency . Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate  about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vances have been married well over 30 years and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.

Do You Love God Or Only The Blessings God Gives?

Walking In God’s Favor: The Lord will open up the heavens. That’s where He stores His riches. He will send rain on your land at just the right time. He’ll bless everything you do. You will lend money to many nations. But you won’t have to borrow from any of them. The Lord your God will make you leaders, not followers. Pay attention to His commands that I’m giving you today. Be careful to follow them. Then you will always be on top. You will never be on the bottom. Deuteronomy 28: 12,13 NIRV

Level I Stewards Walk By Faith And Not By Sight

North America  is one of the richest countries on the planet. Mel Gipson, movie actor/producer,  earned over 350 million dollars from the movie The Passion of  Christ. Oprah Winfrey is one of the richest women of color in the world.

Such enormously powerful income can support lavish lifestyles, magnificent mansions, awesome automobiles, exotic vacations, as well as unlimited shopping for designer clothes and luxury personal items. The media is more than willing to make known to you the lifestyle of the rich and famous.

Your Love For God Can Sometimes Pivot To Only The Blessings God Gives

Unfortunately, many of you believe that anything less than  excessive luxury is equivalent to poverty. If your goal is the Hollywood style of prosperity, more than likely that is something you will probably never reach. The bling bling life style of professional athletes and recording artists influence many of you, young and old to get rich, or die trying.

Level I Stewards believe there is a difference between riches and wealth. You can become rich without God in your life. You can easily find unethical Wall Street Bankers, greedy CEO’s, drug dealers and pornography pimps who are rich. That’s because riches are material possessions.

Level I Stewards Measure Wealth By Who You Are Not What You Have

On the other hand wealth is obtained through spiritual wisdom, character development, and the observance of Godly principles. You should not worry or focus all your time on getting rich. But instead, focus on loving God with all your heart, with all your mind, and with all your soul. It is He who gives you the power to obtain wealth.

God will take care of your needs according to His riches in glory.  God loves you more that anyone, and His plan for your life is greater than anything you could ever dream or imagine.

Prayer of Blessing: Lord, thank you for an abundant life.

Michael J. Vance is the co-host for the Better Husband Father Man Podcast  a hub for all things; parenting, marriage, and self-improvement. He is the financial & benefit risk manager with Hundley Batts & Associates Insurance Agency . Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate  about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vances have been married well over 30 years and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.

Are You Constantly Connected To The Source?

Walking in God’s Favor: I know the plans I have for you, declares the Lord. Plans to prosper you and not harm you; plans to give you hope and a future. Jeremiah 29:11 (NIV)

Prayer Is The Level 4 Steward’s Link That Connects Us To The Source

Daily communion with God in prayer is the source of power and purpose in the Level 4 Steward’s life. In Him we move, live, and have our being. The challenge for Level 4 Stewardship is the ability to stay connected when you can have, do, and be anything you desire.

We agree with Barack Obama, the first African-American U.S. President and former community organizer when he says “Focusing your life solely on making a buck shows a certain poverty of ambition. It asks too little of yourself. Because it’s only when you hitch your wagon to something larger than yourself that you realize your true potential.”

Get Connected To The Source

Level 4 Stewards have more opportunities than ever. It has taken Black Americans  in the United States 400 years of prayer, courage, and sacrifice to get us where we are today. Staying connected to God gives the  Level 4 Steward a vision that will positively impact many lives and make the world a better place to live.

Level 4 Stewards understand the importance of time and managing your time wisely. Staying connected to God in prayer is always the first priority in Level 4 Stewardship. A Level 4 Steward is aware that the choices you make today will impact future generations, so staying connected to the Source is critical to the success of your life’s mission.

Everything Good That Comes Into Our Lives, Comes From A Connection With the Source

The Level 4 Steward’s thought process is to allow God lordship over your will, dreams and ambition. God’s blessings in the lives of the Level 4 Stewards will be a blessing in the lives of  others as well. God empowers the lives of Level 4 Stewards so they are an example of His love, joy, peace, long-suffering, kindness, generosity, faithfulness, gentleness, and self control.

Connectivity to God is the source of all blessings and love. Connectivity to people is how those blessings of love flow from the Source into the lives of others.  Level 4 Stewards understand the spiritual process of connectivity.

Prayer of Blessing: Lord, help me stay connected to You.

Michael J. Vance is the co-host of the Better Husband Father Man Podcast  a hub for all things parenting, marriage, and self improvement. He is also the president of the Northeast Alabama Chapter of Credit Unions https://www.facebook.com/NEALYoungProfessionals and financial & benefit risk manager for Hundley Batts & Associates Insurance Agency    Ardella Vance is  a gifted educator and  a Master Guide in the Pathfinder Club, a global organization empowered to teach life and leadership skills to young people.  The Vance’s have been married well over 30 years and share their lives with four adult children and ten grandchildren. They currently reside in Huntsville,  Alabama and blog from their financial workbook ” The Stewardship of Wealth“.

Are You A Generous Giver?

Walking in God’s Favor: But since you excel in everything—in faith, in speech, in knowledge, in complete earnestness and in the love we have kindled in you —see that you also excel in this grace of giving. II Corinthians 8:7 NIV

Level 4 Stewardship Greatness Is In What They Give, Not What The Have

As we celebrate Women History Month we shine the spotlight on women who are a positive ray of hope by giving their time, encouragement and wisdom to others.

Among my family of orgin (Michael), our sister Vonseal’s life illuminated a spirit of hope. If you had big dreams or goals, she would become your biggest cheerleader. Even when others gave up on you, Vonseal continued to pour love, encouragement, and wisdom into you. She was a generous giver.

I can personally say, having Vonseal as a sibling was a tremendous blessing in my life. She supported and encouraged me (as a young punk kid) to become the first male in our family to graduate high school and the first person in our family to earn a college degree.

She was a tremendous blessing to our family, to a community of friends, and the world is a better place because she passed through it. Vonseal was a generous giver of her financially resources and time.  She was a generous giver of her love and hope to her family and friends.

When You Give Hope, Anything Is Possible

In our book  “Stewardship of Wealth” we describe Level 4 Stewards as generous givers. They are generous in giving of their time, they are generous in sharing of their talents, and they are generous in giving of their financial resources. Many of you have people in your lives or know someone who embodies the spirit of generous giving.

Ardella and I can personally acknowledge, whatever we give generously and cheerfully to God, He multiplies it back to us in so many ways. Jesus said in Luke 6:38 “Give and it will be given to you. A measure, pressed down, shaken together and running over, will be poured into your lap”. We are passionate about sharing our Financial Peace journey with meaningful others. Register for our Stewardship Of Wealth Online Financial Empower Session by clicking on the link: https://us06web.zoom.us/meeting/register/tZIkceqvrjwiE9XJb5IWDPs5MXDJtYFSGul-

Give More To The World, Than The World Gives To You

Level 4 stewards are not only generous givers, they are motivated out of their love for God and for people. The heart of the faithful steward says, “All that I have is Yours, Lord.” When you choose to give because of your love for God, He pours His favor all over your life. If you are seeking God’s favor all over your life, begin giving generously from a place of love.

As faithful stewards, you are examples all day, everyday, no excuses of God’s sustainable love for you. God loves you so much, He generously gave up His Son. His Son, Jesus Christ, loves you so much, He generously gave up His life. What are you willing to generously give up to make a difference in the lives of others and the world?

Prayer of Blessing: Lord empower us with Your spirit of generous giving.

Michael J. Vance is the co-host of the Better Husband Father Man Podcast  a hub for all things parenting, marriage, and self improvement. The president of the  Northeast Alabama Chapter of Credit Unions https://www.facebook.com/NEALYoungProfessionals  and financial & benefit risk manager for Hundley Batts & Associates Insurance Agency    Ardella Vance is  a gifted educator and  a Master Guide in the Pathfinders Club a global organization empowered to teach life and leadership skills to young people.  The Vance’s have been married well over 30 years and share their lives with four adult children and ten grandchildren. They currently reside in Huntsville, Alabama and blog weekly from their financial workbook ” The Stewardship of Wealth.

Do You Have The Heart of A Level 4 Steward?

Walking in God’s Favor: Command those who are rich in this present age not to be haughty, nor to trust in uncertain riches but in the living God, who gives us richly all things to enjoy.  Let them do good, that they be rich in good works, ready to give, willing to share. 1 Timothy 6:17,18 NKJV

Level 4 Stewards Must Become Good Servants

To think like a Level 4 steward requires a change of heart. A Level 4 steward thinks more of how you can serve others rather than yourself. Once you have acquired a servant’s heart, you no longer focus so much on your own needs, but turn your heart to the needs of others.

I clearly remember walking into my office years ago, as a millennial insurance agent, disappointed for not obtaining the sales goals I had planned for the week. I knocked on Mr. Hundley Batts’  door and asked if I could speak to him for a moment. “Mr.  Batts”, I said, “I have been out selling all day long and  cannot find anyone to sell insurance to.”

Hundley Batts replied, “That’s your problem, Son.  Find people you can serve.” Those five words, ” Find people you can serve.” changed my whole entire paradigm on how I operate my business. These days, eighty percent of my business comes from referral business of people who value my time, business & insurance intelligence, and the value added services we offer.

Level 4 Stewardship Is Beyond You, If Serving Is Beneath You

Level 4 Stewardship is one of the best ways to describe the heart of a servant. Many faithful stewards begin their spiritual discovery as servants, however they end up as  celebrities. They become addicted to the spotlight, unaware that constantly being in the lime light can blind you.

There are four areas of life the Level 4 Steward will primarily focus:

#1 How you care for your body(temple)

#2 How you invest your time

#3 How you develop your talents or gifts

#4 How you manage your treasure (financial assets)

Level 4 Stewards Serve Those They Lead

Michael J. Vance and Hundley Batts

This is a holistic approach to serving. God wants all of you – not just little pieces of you.  Level 4 Stewards accept the truth that God owns it all, and we are only caretakers, managers, and apprentices . They think like servants, not like owners.

Can you be trusted with wealth, power, and social capital? The heart of the Level 4 Steward is in giving service to God. Level 4 Stewards make sure their lives honor God, and their life work leaves the planet a much better place to live.

Prayer of Blessing: Lord, empower us to live as faithful stewards, serving others.

Michael J. Vance is the co-host of the podcast Better Husband Father Man hub for all things; parenting, marriage, and self-improvement. He is a financial & benefit risk manager with Hundley Batts & Associates Insurance Agency  Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the International Pathfinder Club a global organization empowered to teach life and leadership skills to young people. The Vances have been married well over 3 decades and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.