The best economic stimulus plan I can prescribe is ending the love affair with money and dependence on debt, and replacing them with an underlying trust and reliance on God. Lee Jenkins

The Love Affair With Debt

Saving money is one of the requirements for ending the love affair with  debt. Many of you only talk about saving money. Here’s a quick snapshot of America’s finances. The Wall Street Journal indicates that 70% of all Americans live from paycheck to paycheck.  You almost have to pull a gun on Americans to get them to save.


The Five D’s That Keeps You In Debt

We have learned in Financial Peace University (3) key reasons to save money; for emergencies, for purchases and to build wealth. With Ardella and I having careers in the academic and insurance risk management arena for over 20 years, we label emergencies in 5 categories we call the storms of life or the 5D’s.

1Disasters – Car accidents, weather related perils, any unexpected incidents.

2Disability – Any physical condition that prevents your daily living activities.

3Downsized – Loss of employment, bankruptcy or divorce.

4Death – The loss of a person who contributes to your financial well being

5Deployment- Active& reserve military called to serve 6 or more months away

If you want to become a faithful steward you must begin the process of saving money. Moving to a higher level of stewardship requires dedication, discipline and diligence. Living the life of surplus and overflow takes wisdom.

Breaking Free From the Culture Of Debt

Many of you have struggled so long in your financial lives you get comfortable with a life of debt. Now is not the time to rest, keep moving. There is so much God have for you to learn, experience, and become. You must choose to make saving a top priority. The choice is up to you.

You are invited to listen to 90.1fm  WJOU Christian Radio “Think It Over” with T. Marshall Kelly Saturday 5pm February 11th to learn how Ardella and I was personally able to break the bondage of debt in our lives. You will discover saving strategies we practice, that you can use right where you are.

Prayer of Blessing: Lord, help us to become diligent in our saving.

Michael J. Vance is the co-host of a weekly podcast Better Husband Father Man a hub forSOW65 all things; parenting, marriage, and self-improvement. He is a financial & benefit risk manager with Hundley Batts & Associates Insurance Agency  Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate  about. She is a gifted educator and a Master Guide in the Pathfinder Club, a global organization empowered to teach life and leadership skills to young people. The Vances have been married well over 30 years and share their lives with four adult children and eight exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.

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