Every day, either take the opportunity or make the opportunity to be the right person and do the right thing. James Merritt

Walking in Gods’ Favor: Not that I was ever in need, for I have learned how to be content with whatever I have. Philippians 4:11 NLT

That Vexing Urge To Spend

Queen Latifa stars in a movie titled, Last Holiday. She is mistakenly told by her doctor that she has a terminal illness and has a very short time to live. Believing that she is dying and her days are numbered, she decides to do the one thing on her bucket list that she has dreamed about her entire life; travel to Europe.

She goes to her bank and withdraws all her life savings. She intends for this dream vacation to be an experience of a lifetime. Queen Latifa’s character in the movie books  her plane travel first-class in order to feel once in her lifetime, what the rich people enjoy when they travel.

She books her hotel reservation in a five-star hotel where the rich people stay and picks the high-rollers’ penthouse suite, which includes the luxury pamper  package only for the rich people. She dines out every night at the finest five-star restaurants where the rich people eat. She lives on the financial edge as if there is no tomorrow.


Headed for Financial Problems

Many of you live your financial lives pretty much the same way during the holiday season.  You spend as if there is no tomorrow. One of the definitions of  maturity  is learning to delay pleasure. If you struggle in your spending during the holidays like many Americans, here’s 5 tips from Financial Peace University  www.fpu.com to help you make wise choices when buying items over $150:

1) Wait over night before buying. Sleeping on it takes the edge off you.

2) Consider your buying motives; why and why now?

3) Don’t buy things you don’t understand or can’t explain.

4) Consider the opportunity cost. Would the money be better invested or saved?

5) Seek the counsel of your spouse. If single, seek the counsel of a mature Christian you know and respect.

Changing Future Generations’ Mind-set

If God blessed some of you with money with your current character traits and mind-set, your desire for instant gratification, your impulsive  tendencies that are out of control, and your media-driven consumer mentality would cause many of you to blow most, or all of  God’s financial blessings. Our mission is changing future generations’ mind-set.

m&A 7

When God opens the doors of heaven to pour out financial  blessings on you, spend that money wisely.  Learn to make a plan, give to God, give to yourself, and have some fun. You are invited to visit our Legacy Journey Class  www.firstsdachurch.com  every Tuesday at 6:30pm til December 15th. We will walk through the process step by step of  leaving a legacy.

Prayer of Blessings:  Lord, we will honor You in our finances.

Michael Vance is the co-founder of stewardshipofwealth.com and a senior account executive with Hundley Batts & Associates. Ardella Vance is  a gifted educator and  a Master Guide in the Pathfinders  Club, a global organization empowered to teach life and leadership skills to young people.  The Vance’s have been married well over 25 years and share their lives with four adult children and seven grandchildren. They currently reside in Huntsville, Alabama and blog from their financial workbook ” The Stewardship of Wealth.

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