Faith is the first factor in a life devoted to service. Without it, nothing is possible. With it, nothing is impossible. Mary Mcleod Bethune

Walking In God’s Favor: Happy are those who reject the advice of evil people, who do not follow the example of sinners or join those who have no use for God. Instead, they find joy in obeying the Law of the Lordand they study it day and night. Psalms 1:1-2 GNT

The Blessed Life


As Christians we get our instructions and directions in  life from the BIBLE. (Basic Instructions Before Leaving Earth). Biblical principles can teach you the following:  How to communicate with God; How to overcome your struggles;  How to love and forgive yourself as well as others; and How to relate to wealth.

Its unfortunate that when it comes to making financial decisions, we often seek solutions to our financial struggles from the secular financial world. Regardless of your skin color, the level of your education, or the amount of income you earn, following the popular advice of  American Greed or other secular resources, can often lead you away from God’s best for your life. Think about it; How much faith does it really take to get into debt?

The Price of Financial Freedom

You don’t sit down and consciously decide to borrow yourself into financial bondage. Usually you are influenced by listening to others who are in financial bondage themselves and appear to be enjoying it. You know what I mean?

Your friend or family member buys a new car with the leather package, GPS , satellite radio, heated seats and sun roof. They give you a ride…and of course you ask how much they paid for it. They explain how easily the dealership leased the vehicle to them so they could afford the payments. You think to yourself, “I can afford that.”  and you run down to the dealership to join the ranks of our consumer driven society that is fueled by consumer debt.

Choosing to Change

Bottom line is, you are a part of a generation that has forgotten or never learned how to financially discipline yourselves to save for purchases and avoid debt. We challenge you to raise your financial IQ. Read the word of God and Christian authors who share God’s plan for relating to money. One of my favorite books that we recommend on finances, is by Lee Jenkins entitled, “Taking Care of Business”.

Surround yourself with faithful stewards who are givers and savers. As you learn how to become more fiscally wise, share what you learn with family members and others in your sphere of influence. Don’t be discouraged if you don’t see immediate results.  Remember, keep praying, keep believing,  with God all things are possible.

Prayer of Blessing: Lord, help us to seek wise counsel.

Michael Vance is a senior account executive  with Hundley Batts & Associates and the co-founder of Ardella Vance is  a gifted educator and  a Master Guide in the Pathfinders  Club, a global organization empowered to teach life and leadership skills to young people.  The Vances have been married well over 25 years and share their lives with four adult children and six grandchildren. They currently reside in Huntsville, Alabama and blog weekly from their financial workbook ” The Stewardship of Wealth.

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