There is no greater feeling than being prepared for every opportunity when it comes your way. Antonio McGinnis

Walking in God’s Favor: The plans of hard-working people earn a profit, but those who act too quickly [hurry] become poor. Proverbs 21:5 EXB

If God blessed many of us with some money with our current mindset, our desire for instant gratification, our impulsive  tendencies that are out of control, and our media-driven consumer mentality, these character traits would cause many us to blow most of or all of  God’s financial blessings.

Queen Latifa stars in a movie title  Last Holiday. She is mistaken told by her doctors she has a terminal illness and has a very short time to live. Believing that she is dying and her days are numbered, she decides to do the one thing on her bucket list that she has dreamed about all her entire life: travel to Europe.

She goes to her bank and withdraws all her life savings. She intends for this dream vacation to be an experience of a lifetime. Queen Latifa character in the movie books  her plane travel first class, to once in her lifetime experience what the rich people experience when they travel.

She books her hotel reservation in a five-star hotel where the rich people stays and selects the high rollers penthouse suite, which includes the luxury pamper  package only for the rich people. She dines out every night at the finest five-star restaurants where the rich people eat. She lives on the financial edge as if there is no tomorrow.

Many of us live our financial lives pretty much the same way.  We spend as if there is no tomorrow. One of the definitions of  maturity  is learning to delay pleasure. If you struggle like me and many others in your spending here’s 5 tips from Financial Peace University to help you make wise choices when buying items over $250:

1) Wait over night before buying. Sleeping on it takes the edge off you. 2) Consider your buying motives; why and why now? 3) Don’t buy things you don’t understand or can’t explain. 4) Consider the opportunity cost. Would the money be better invested or saved? 5) Seek the counsel of your spouse. If single the counsel of a mature Christian you know and respect. (That have some money and is a faithful steward)

You are invited to visit our Financial Peace University Community Empowerment Session Monday January 28th and Monday February 25th 6:00pm at the First Seventh-day Adventist Church Library in Huntsville, Alabama.

When God opens the doors of heaven to pour out financial  blessings to you, spend your money wisely.  Learn to prosper with a purpose.

Prayer of Blessings: Thank your Lord for a opportunity to become a better steward of my wealth.

Ardella Michael 2012 PhotoMichael Vance is a senior account executive  with Hundley Batts & Associates and the co-founder of Ardella Vance is  a gifted educator and  a Master Guide in the Pathfinders  Club, a global organization empowered to teach life and leadership skills to young people.  The Vance’s have been married well over 25 years and share their lives with four adult children and four grandchildren. They currently reside in Huntsville, Alabama and blog weekly from their financial workbook ” The Stewardship of Wealth.

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