Tag Archives: money

Do you borrow money to maintain a lifestyle above your means?

Posted on September 15, 2025 | Leave a comment

Walking in God’s Favor: Owe no man anything, but to love one another: for he that loveth another hath  fulfilled the law. Roman 13:8 KJV

Creating Wealth Starts By Eliminating All Possible Debts

We believe overcoming financial bondage is one of the greatest struggles for those of you seeking financial freedom. Many of  you only dream of saving money. In many instances you do not experience financial health because you are trying to borrow yourselves into wealth. You want to look rich to cover your raggedness. You desire to appear prosperous to hide your poverty. You feel that wealth can heal your wounds.

Some People Go Into Debt, Just To Keep Up With People Already In Debt

Many of you do not see anything wrong with living in debt. The more you can borrow the better. We didn’t either at first; just like the story of the frog . I’m told if you put a frog in a pot of water on a stove with no lid, and gradually turn up the heat, the frog will remain in the pot until it is cooked alive, even though the frog has the ability to easily jump out of the pot at anytime.

Initially we felt debt was a good thing; just a financial tool. It allowed us to obtain things we felt we needed  now and we could pay for it later….WOW! That sounded like a good deal… Just like when the serpent lied to Eve in the Garden of Eden. He told Eve if she ate of the tree of good and evil she would not “surely die”. Listen to me people, if you play with snakes you will get bitten.

The Borrower Is A Slave To The Lender

Debt has been successfully marketed by banks and financial institutions in the United States as your pathway to prosperity. As a result, many of you have found yourselves in financial bondage with little or no hope of ever experiencing financial freedom again.

You are invited to listen with our SOW Community to our Facebook LIVE Stream Sunday 3pm November 16th 2025. Our empowerment session will center a round life lessons for saving money, creating wealth, and developing financial discipline.

Prayer of Blessing: Lord, give us the desire to live debt-free.

Michael J. Vance is the founder of Stewardship Of Wealth.com and a financial & benefit-risk manager with Hundley Batts & Associates Insurance Agency   Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vance’s have been married over 4 decades and share their lives with four adult children and ten grandchildren. They currently reside in one of fast growing economies in the United States the “Rocket City” Huntsville Alabama, and blog from their Stewardship Of Wealth financial guide “Changing Your Family Tree”.

Leave a comment

Posted in Uncategorized

Tagged , , , , , , , , , ,

Have You Made Saving A Priority?

Posted on July 15, 2025 | Leave a comment

Walking in God’s Favor: The wise man saves for the future, but the foolish man spends whatever he gets. Proverbs 21:20 TLB

 The Struggle to Save

Many of you only dream of saving money. Here’s a quick snapshot of America’s finances. The Wall Street Journal indicates that 70% of all Americans live from paycheck to paycheck. The Oprah Winfrey Show indicated on an online survey that 70% of responders has no savings anywhere. You almost have to pull a gun on Americans to get them to save.

Preparing For The Storms of Life

We have learned in Financial Peace University (3) key reasons to save money; for emergencies, for purchases and to build wealth. With Ardella and I having careers in the academic and risk management arena for over 25 years, we label emergencies in 5 categories we call the 5 storms of life or the 5D’s.

1Disasters – Car accidents, weather related perils, any unexpected incidents.

2Disability – Any physical condition that prevents your daily living activities.

3Downsized – Loss of employment, bankruptcy or divorce.

4Death – The loss of a person who contributes to your financial well being

5Deployment- Active& reserve military called to serve 6 or more months away

If you want to become a faithful steward you must begin the process of saving money. Moving to a higher level of stewardship requires dedication, discipline and diligence. Living the life of surplus and overflow takes wisdom.

If You Are Saving, You Are Succeeding.

Many of you have struggled so long in your financial lives you get comfortable with a life of stability. Now is not the time to rest, keep moving. There is so much God have for you to learn, experience and become. You must choose to make saving a top priority. The choice can change your family tree.

Prayer of Blessing: Lord, help us to become savers.

Michael J. Vance is the co-host of a podcast Better Husband Father Man hub for all things; parenting, marriage, and self-improvement. He is a financial & benefit risk manager with Hundley Batts & Associates Insurance Agency  and co-founder of Stewardshipofwealth.com  Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the Pathfinder Club, a global organization empowered to teach life and leadership skills to young people. The Vance’s have been married well over four decades and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.

Leave a comment

Posted in Uncategorized

Tagged , , , , , , , , , , ,

Do You Believe It’s Okay for You To Become Wealthy?

Posted on May 15, 2025 | Leave a comment

Walking in God’s Favor: Beloved, I wish above all things that thou mayest prosper and be in health even as thy soul prospereth and be in health. III John 1:2 KJ

Finding Your “Why”

In his book titled The Reallionaire , Farah Gray, a young African-American man who went from public assistance to become a millionaire by the age of 14, says a reallionaire (a word he created) is someone who has discovered that there is more to money than having money. Understanding that stewardship of wealth is not just about being rich in your pocket-book, but realizing you have to be rich inside too.

I believe and agree with Farah Gray that wealth starts on the inside with a certain way of thinking. It begins with the belief system that governs how we relate to money. There are certain ways of thinking that can help you increase your financial wealth.

Three Steps to Financial Wealth

The first way of thinking is to stop trying to act rich. ” Live Within Your Means.” Living to impress others will only cost you. In the long run trying to keep up with the Jones will eventually result in financial pain and bring you down. Some people who appear to be living prosperous lives, in many instances are in debt up to their eyes balls and have mortgaged their future.

The second way of thinking is to start living on a budget. Spend your money on paper and on purpose before the month begins. Give your money a mission. If you dream of becoming wealthy, create a financial plan to get there. Write it down and look at it often. Remember a dream without a plan is just a hallucination.

The third and final way of thinking that can help you increase your financial wealth is to start counting your blessings. You are wonderfully made in God’s image. If you have life and health, you are blessed. If you have a family and friends, you are blessed. If you have a personal relationship with Christ, you truly are blessed. Learn to be thankful for what you have right now.

Until You Give Your Best, You Will Never Know Your Potential

How we plan for our future, take advantage of opportunities and how we spend our money all begin inside with our thinking. What do you want to become? What do you want to accomplish? What do you want to obtain? Remember, our thoughts direct our actions or inaction. You have the ability to become a better steward of your wealth.

Prayer of Blessing: Lord help us to become wise stewards of our time, talents & money.

Michael J. Vance is the financial & benefit risk manager with Hundley Batts & Associates Insurance Agency . Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate  about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vance’s have been married over 40 years and share their lives with four adult children and ten exceptional grandchildren. The Vance’s blog from their workbook “Stewardship Of Wealth: 8 Life Lessons That Can Change Your Family Tree”.

Leave a comment

Posted in Uncategorized

Tagged , , , , , , , , , , , , ,

Do You Borrow Money To Maintain A Lifestyle Above Your Means?

Posted on March 15, 2025 | Leave a comment

Walking In God’s Favor: Don’t run up debts, except for the huge debt of love you owe each other. When you love others, you complete what the law has been after all along. Romans 13:8 (MSG)

Debt is the slavery of the free

We believe overcoming financial bondage is one of the greatest struggles for anyone seeking financial freedom. Many of you only dream of saving money. In many instances you do not experience financial health because you are trying to borrow yourself into wealth. You want to look rich to cover your raggedness. You desire to appear prosperous to hide your poverty. You feel that wealth can heal your wounded-ness.

Many of you do not see anything wrong with living in debt. The more I can borrow the better. I didn’t either at first; just like the story of the frog . I’m told if you put a frog in a pot of water on a stove with no lid, and gradually turn up the heat, the frog will remain in the pot until it is cooked alive, even though the frog has the ability to easily jump out of the pot at anytime.

Every debt paid is an automatic pay raise

Initially I felt debt was a good thing; just a financial tool. It allowed me to obtain things I felt I needed  now and I could pay for it later….WOW! That sounded like a good deal… Just like when the serpent lied to Eve in the Garden of Eden. He told Eve if she ate of the tree of good and evil she would not “surely die”. Listen to me people, if you play with snakes you will get bitten.

Debt has been successfully marketed by banks and financial institutions in the United States as your pathway to prosperity. As a result, many of you have found ourselves in financial bondage with little or no hope of ever experiencing financial freedom again.

Freedom from debt is worth any amount you can earn.

If you are in bondage because of debt, your first step into financial freedom is to admit your finances are out of control. If you continue to live in denial, you won’t seek help and you won’t break free.  The Bible says that “the borrower is slave to the lender”. Ask God, in prayer, for the power  to break break free of  debt. With God, and a made up mind, you can experience financial freedom.

Prayer of Blessing: Lord, help us to be wise with money.

Michael J. Vance is the co-host of the podcast Better Husband Father Man hub for all things; parenting, marriage, and self-improvement. He is a financial & benefit risk manager with Hundley Batts & Associates Insurance Agency  Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the International Pathfinder Club a global organization empowered to teach life and leadership skills to young people. The Vances have been married well over four decades and share their lives with four adult children and ten exceptional grandchildren and two sweet great grandchildren. They currently reside in Huntsville “The Rocket CIty” and blog from their workbook “Stewardship of Wealth”.

Leave a comment

Posted in Uncategorized

Tagged , , , , , , , , , ,

Can You Say No To the Person In The Mirror?

Posted on November 15, 2024 | Leave a comment

Walking in God’s Favor: Not that I was ever in need, for I have learned how to be content with whatever I have. Phillippians 4:11 NLT

Love Is Your Greatest Gift And Contentment Is Your Greatest Wealth

Queen Latifa stars in a movie titled, Last Holiday. She is mistakenly told by her doctor that she has a terminal illness and has a very short time to live. Believing that she is dying and her days are numbered, she decides to do the one thing on her bucket list that she has dreamed about her entire life; travel to Europe.

She goes to her bank and withdraws all her life savings. She intends for this dream vacation to be an experience of a lifetime. Queen Latifa’s character in the movie books her plane travel first-class in order to feel once in her lifetime, what the rich people enjoy when they travel.

She books her hotel reservation in a five-star hotel where the rich people stay and picks the high-rollers’ penthouse suite, which includes the luxury pamper  package only for the rich people. She dines out every night at the finest five-star restaurants where the rich people eat. She lives on the financial edge as if there is no tomorrow.

Contentment Shines In The Spirit Of Those Who Are Grateful

Many of you live your financial lives pretty much the same way during the holiday season.  You spend as if there is no tomorrow. One of the definitions of  maturity  is learning to delay pleasure. If you struggle in your spending during the holidays like many Americans, here’s 5 tips from Financial Peace University  www.fpu.com to help you make wise choices when buying items over $150:

1) Wait over night before buying. Sleeping on it takes the edge off you.

2) Consider your buying motives; why and why now?

3) Don’t buy things you don’t understand or can’t explain.

4) Consider the opportunity cost. Would the money be better invested or saved?

5) Seek the counsel of your spouse. If single, seek the counsel of a mature Christian you know and respect.

Changing Future Generations Mind-set

If God blessed some of you with money with your current character traits and mind-set, your desire for instant gratification, your impulsive  tendencies that are out of control, and your media-driven consumer mentality would cause many of you to blow most, or all of God’s financial blessings. Our ministry is changing future generations’ mind-set.

When God opens the doors of heaven to pour out financial  blessings on you, spend your money wisely.  Learn to make a plan, give to God, give to yourself, and have some fun. You are invited to our LIVE Stream November 17th & 24th at 3pm. Our SOW team will share financial tips to keep more money in your pockets. Follow link to learn more. https://tinyurl.com/3jve79tb

Prayer of Blessings:  Lord, we will honor You in our finances.

Michael J. Vance is the co-host for the Better Husband Father Man Podcast  a hub for all things; parenting, marriage, and self-improvement. He is the financial & benefit risk manager with Hundley Batts & Associates Insurance Agency . Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate  about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vances have been married over 40 years and share their lives with four adult children and ten exceptional grandchildren. The Vance’s blog from their workbook “Stewardship Of Wealth: 8 Life Lessons That Can Change Your Family Tree”.

Leave a comment

Posted in Uncategorized

Tagged , , , , , , , ,

How Do You Define Wealth?

Posted on September 15, 2024 | Leave a comment

Walking in God’s Favor:  And, of course, it is very good if a man has received wealth from the Lord and the good health to enjoy it. To enjoy your work and to accept your lot in life—that is indeed a gift from God. Ecclesiastes 5:19 TLB

Wealth is having more then you need, and wanting less than you have.

Our definition of wealth is holistic and different than most people. We define wealth as certain things money cannot buy such as good health, loving relationships, peace of mind, creative abilities, wisdom, freedom and a spirit-led life.

Having a fat bank account,  strong investment portfolio, or family trust fund, doesn’t necessary mean you are truly wealthy. If you have a million dollars net worth and you are always worrying about losing it or someone trying to scam your money, you aren’t truly wealthy.  You have a scarcity mentality.

You can truly only enjoy your wealth, if you are in good health.

The first truly wealthy person I was able to observe up close and personal over the years was Ardella’s father the late Howard T. Williams. This barrel chest, quick to laugh man was always willing to share a smile and words of wisdom with anyone who crossed his path.

Mr. Williams was a loyal employee for  Chrysler Corporation for 32 years and valued long-term relationships. He was married to the same woman for 42 years. He gave back to his community by serving as a member of the Detroit School Board for 13 years.

Mr. Williams saved money in a college fund for all (5) of his children.  Paid off his home mortgage early, avoided debt & credit cards, and had an emergency fund for the unexpected. On the day of his death Mr. Williams had a will and his burial arrangements in place. He was a man ahead of his times and a great example to me of personal stewardship.

Wealth is like health, you only learn it’s true value when you lose it.

In the world’s economy it says wealth is measured primary by material possessions and the things money can buy. In God’s economy true wealth is measure by certain things you cannot necessarily see and by certain things you cannot necessarily buy.

Prayer of Blessings: Lord, give us health to obtain true wealth.

Michael J. Vance is the co-host of the Better Husband Father Man Podcast  a hub for all things; parenting, marriage, and self-improvement. He is the financial & benefit risk manager with Hundley Batts & Associates Insurance Agency . Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate  about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vances have been married over 40 years and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.

Leave a comment

Posted in Uncategorized

Tagged , , , ,

Are You Planning Your Future With Godly Wisdom?

Posted on July 15, 2024 | Leave a comment

Walking in God’s Favor: But don’t begin until you count the cost. For who would begin construction of a building without first getting estimates and then checking to see if he has enough money to pay the bills? Otherwise he might complete only the foundation before running out of funds. And then how everyone would laugh! Luke 14:28-29 TLB

Begin Saving For the Storms of Life And Your Retirment Years

You must begin with the end in mind. If you plan to become faithful stewards of your wealth in this life you must be willing to pay the price. You are going to have to develop the habit of saving.

Years ago, Ardella and I began planning to save a certain amount of money from our income so that we could have the flexibility to follow our dreams,  passions and opportunities in life during our golden years.

One of our passions is sharing real life experiences with newly married and engaged couples. We share practical tips we have learned in our own marriage and from other married couples like Les and Leslie Parrott.

The Pursuit of Happiness – Work Hard, Have Fun, Save Your Money

Let’s face it, as you gracefully age, you generally have less energy and your health slowly begins to decline. As a result, you need to manage the amount of physical activity and maximize the results, so you don’t injure or prematurely kill yourself.  In other words, you have to work smarter not harder.

While you are young and healthy you must develop the practice of planning for your golden years. Otherwise, your golden years will not be so golden.  Many employers are no longer contributing or providing retirement plans for their employees. Therefore you must become  personally proactive  in saving and investing money for your golden years.

With that in mind, what is your plan? Do you have an emergency fund for the storms of life that are sure to come if you live long enough? Have you begun setting aside money for your golden years?

Practicing The Joseph Principle of Saving For the Storms of Life

The Joseph principle is the ability to look around the corner and anticipate life’s challenges you may or may not face one day.  In the Bible, Joseph wisely counseled Pharaoh in the book of Genesis to plan and prepare for the future.

” And let them gather all the food of those good years that are coming and store up grain under the authority of  Pharaoh  and let them keep food in the cities. Then the food shall be as a reserve for the land for seven years of famine which shall be in the land of Egypt that the land may not perish during the famine.” Genesis 41:35,36  (NKJV)

Joseph was divinely given the principle of saving for the storms of life, and saved the entire Egyptian nation and his family.   There are many lessons you can learn and practice in your life from the Joseph principle. Most importantly; begin with the end in mind.

We invite you to prepare for your golden years https://tinyurl.com/bdhpxejh as your transition into this new season of life. Discover how you can become a better steward of your wealth in your retirement years.

Prayer of Blessing: Lord help us to plan and save wisely for a successful future.

Michael J. Vance is the co-host for the Better Husband Father Man Podcast  a hub for all things; parenting, marriage, and self-improvement. He is the financial & benefit risk manager with Hundley Batts & Associates Insurance Agency . Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate  about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vances have been married well over 30 years and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.

Leave a comment

Posted in Uncategorized

Tagged , , , ,

What’s On Your Reading List?

Posted on June 15, 2024 | Leave a comment

Walking In God’s Favor: Do not be shaped by this world; instead be changed within by a new way of thinking. Then you will be able to decide what God wants for you; you will know what is good and pleasing to Him and what is perfect. Romans 12:2 NCV

We believe in Continuous Optimization, Always Keep Learning

We are so happy to celebrate our 8th year of growing our Better Husband Father Man Podcast. He that findeth a wife findeth a good thing. We are about honoring our commitiment to our good thing. This accomplishment takes a commitment to excellence.

Those who keep learning, will keep growing in life.

Michael Jr. and I have posted the wisdom and insights we have learned from our journey of becoming the best  version of ourselves in 2024. We are committed to playing a significant role in encouraging you to grow in areas of  your life that need confirmation and clarity.

Here are some suggested readings to empower you in that process of becoming a better steward of your wealth and the best version of yourself.

1. Succeed The Right Way- Paul Gunn, Jr.

2. Go Do Your Something – Lamont Dupree

3.  Wealth – It’s in Your Worship Not Your Works – Roland J. Hill

4.  A Champion Game Plan For Life – Preston Brown

5. Total Money Makeover – Dave Ramsey

6. Family Prayer – Your Fortune Is In Your Faith- Michael & Ardella Vance

7. 80 Proven Ways to Become a Millionaire – Paul  S. Damazo

8. Taking Care of Business – Lee Jenkins

9. Debt Free  Degree – Anthony O’Neil

10. 12 Week Year – Brian Moran

11.  Power to Get Wealth: No Money Required – Keith Douglas

12.  The Inertia of Legacy – Chris Cline

Prayer of Blessing:  Lord, we thank You for the desire to grow.

Michael J. Vance is the co-host of the Better Husband Father Man Podcast a hub for all things parenting, marriage, and self improvement. He is a financial & benefit risk manager for Hundley Batts & Associates Insurance Agency   Ardella Vance is  a gifted educator and  a Master Guide in the Pathfinders Club a global organization empowered to teach life and leadership skills to young people.  The Vance’s have been married well over 40 years and share their lives with four adult children and ten grandchildren. They currently reside in Huntsville, Alabama and blog weekly from their financial workbook ” The Stewardship of Wealth“.

Leave a comment

Posted in Uncategorized

Tagged , , , , , , , , , , , , , , , ,

Do You Seek Wisdom From Mature Christains Who Are Faithful?

Posted on May 15, 2024 | Leave a comment

Walking In God’s Favor: Happy are those who reject the advice of evil people, who do not follow the example of sinners or join those who have no use for God. Instead, they find joy in obeying the Law of the Lord, and they study it day and night. Psalms 1:1-2 GNT

Knowledge & Wisdom is of no value, unless you put it into practice. 

As Christians you get your instructions and directions in  life from the BIBLE. (Basic Instruction Before Leaving Earth). Biblical principles can teach you the following:  How to communicate with God; How to love and forgive yourself as well as others; How to overcome your private struggles; How to have a healthy marriage; and How to relate to wealth.

Its unfortunate that when it comes to making financial decisions, you often seek solutions to your financial struggles from a secular worldview. Regardless of your skin color, the level of your education, or the amount of income you earn, following the popular advice of  American Greed or other secular worldviews, can often lead you away from God’s best version of your life. Think about it; How much faith does it really take to get into debt?

Wisdom is the new wealth. Surround yourself with it.

You don’t sit down and consciously decide to borrow yourselves into financial bondage. Usually you are influenced by listening to others who are in financial bondage themselves and appear to be enjoying it. You know what I mean?

Your friend or family member buys a new car with the leather package, GPS , satellite radio, heated seats and sun roof. They give you a ride…and of course you ask how much they paid for it. They explain how easily the dealership leased the vehicle to them so they could afford the payments. You think to yourself, “I can afford that”  and you run down to the dealership to join the ranks of our consumer driven society that is fueled by consumer debt.

An investment in knowledge, is always profitable.

Bottom line is, you are a generation that has forgotten or never learned how to financially discipline yourselves to save for purchases and avoid debt. I challenge you to raise your financial IQ. Read the word of God and Christian authors who share God’s plan for relating to money. One of my favorite books that I recommend on finances, is by Lee Jenkins entitled, “Taking Care of Business”.

https://youtube.com/watch?v=1dNe1hhofgQ%3Fsi%3DnwKHBgI4Xmrrqq2n

Surround yourself with faithful stewards who are givers and savers. As you learn how to become more fiscally wise, share what you learn with family members and others in your sphere of influence. Don’t be discouraged if you don’t see immediate results.  Remember, keep praying, keep believing,  with God all things are possible.

Prayer of Blessing: Lord, teach us to live with wisdom.

Michael J. Vance is the co-host of the Better Husband Father Man Podcast   a hub for all things; parenting, marriage, and self-improvement. He is a financial & benefit risk manager with Hundley Batts & Associates Insurance Agency . Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate  about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vances have been married over 40 years and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.

Leave a comment

Posted in Uncategorized

Tagged , , , , , , , , ,

Can You Say No, To The Person In Mirror?

Posted on April 15, 2024 | Leave a comment

Walking In God’s Favor: When I was a child, I spoke and thought and reasoned as a child. But when I grew up, I put away childish things. 1Corinthians 13:11 NLT

Discipline & self-control helps to develop your character.

Moving from a Level 1 Stewardship life of struggle to Level 2 Stewardship the life of stability is an individual choice. Many of you cannot see yourselves  maturing from Level 1 Stewardship a life of struggle into Level 2 Stewardship a life of  stability; therefore you remain in a life struggle.

Level 2 faithful stewards learn to live on a budget and give their money a mission.  But more importantly, Level 2 faithful stewards are accountable to God. The Level 2 faithful steward has learned to say “no” to the person in the mirror.

Can you say no, to the person in the mirror?

One of the keys that differentiate Level 1 Stewardship the life of struggle from Level 2 Stewardship the life of stability is the will to delay immediate gratification for long-term goals. One sign of spiritual maturity is the will to choose long-term goals over short-term  gain.

I clearly remember our parents teaching us the connection between work and money.  As a kid, they would give my two younger brothers and me money for doing chores like cutting the grass, raking leaves or washing the car.  As soon as I received my money, I would run down to the corner grocery store to spend every penny I had earned on Chinese Sweet & Sours Balls, Red Hots, banana flavored Now & Laters, and my favorite, Hostess Chocolate Twinkies.

My parents would comment how I had holes in my pocket when they observed how quickly I spent my money. They found teachable moments to encourage me to save.  They planted seeds of wisdom like ”Money don’t grow on trees” in my life.  My parents were the first teachers who sowed into my life the importance of work ethics and saving money.

With self-discipline, you increase your possibilities.

My truth is,  even today as an adult I struggle with the desire to spend money I don’t have, to  buy things I don’t  need, to impress people I don’t know.  That desire to spend money grew into an uncontrollable desire to have wealth without going through the process of  developing the discipline necessary to manage wealth.

In order for you to move to Level 2 Stewardship a life of stability you are going to have to go through the process. It’s your choice. You have the ability to become a better steward of your wealth. We are living examples that God will empower your life  to do that which you cannot on your own, do for yourself. Remember keep praying, keep believing, with God all things are possible.

You are invited to listen to our Facebook LIVE Stream Sunday 3pm May 12th. Our discussion will center a round life lessons we learned from our mothers. Our guest panelist is Kia Thornton- Gamble a corporate CPA with 20+ year experience.

Michael J. Vance is the founder of Stewardship Of Wealth.com and a financial & benefit-risk manager with Hundley Batts & Associates Insurance Agency   Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vance’s have been married over 4 decades and share their lives with four adult children and ten grandchildren. They currently reside in Huntsville Alabama, and blog from their Stewardship Of Wealth financial guide “Changing Your Family Tree”.

Leave a comment

Posted in Uncategorized

Tagged , , , , , , , , , , , ,