Are You Willing To Grow To Your Highest Potential?

Posted on December 15, 2024 | Leave a comment

Walking in God’s favor: No prolonged infancies among us, please. We’ll not tolerate babes in the woods, small children who are an easy mark for impostors. God wants us to grow up, to know the whole truth and tell it in love—like Christ in everything. We take our lead from Christ, who is the source of everything we do. He keeps us in step with each other. His very breath and blood flow through us, nourishing us so that we will grow up healthy in God, robust in love. Ephesians 4:15-16 Message Bible

Step Out On Faith And Walk Into Your Destiny

The truth is, we all have areas in our lives that we need to grow in. Your area of growth is probably different from my area of growth. We must truthfully acknowledge our area of weakness and face it.

My truth is I waste  far too much time watching TV, surfing the internet and on social media.  After reading Rick Warren’s book “The Purpose Driven Life ” I was motivated to initiate 3 immediate changes in my life.

1. I  would begin to limit the amount of television, internet and social media I consumed.

2. I would spend the best time of my day in prayer, reading my bible or something positive.

3. I would release my spiritual side and invest time growing my inner man.

Discover Who God Says You Are, Become That Person

My purpose was to seek the highest potential for my life. It has made an incredible difference. After making these 3 seemingly small changes, I have been motivated to write this blog, self-published several books with Ardella, and produced 3 Keys To A Healthy Marriage, an 8-Part Web Series for newly married couples. Our purpose is to share the goodness of God in our lives with our family, friends, and meaningful others.  I choose to invest my time and develop my talents wisely.

Level 4 Stewards are willing to do whatever it takes reach their highest potential. Are you willing to do your part? Yes, you have an extremely important role in your spiritual journey.  You are called for a moment like this in time. You are given unique gifts to develop over your lifetime and you have an assignment or  purpose that you have the potential to fulfill.

Prayer of blessing: Lord, teach us to become like Christ.

Michael J. Vance is the co-host of the podcast Better Husband Father Man hub for all things; parenting, marriage, and self-improvement. He is a financial & benefit risk manager with Hundley Batts & Associates Insurance Agency  Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the International Pathfinder Club a global organization empowered to teach life and leadership skills to young people. The Vances have been married well over 4 decades and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.

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Can You Say No To the Person In The Mirror?

Posted on November 15, 2024 | Leave a comment

Walking in God’s Favor: Not that I was ever in need, for I have learned how to be content with whatever I have. Phillippians 4:11 NLT

Love Is Your Greatest Gift And Contentment Is Your Greatest Wealth

Queen Latifa stars in a movie titled, Last Holiday. She is mistakenly told by her doctor that she has a terminal illness and has a very short time to live. Believing that she is dying and her days are numbered, she decides to do the one thing on her bucket list that she has dreamed about her entire life; travel to Europe.

She goes to her bank and withdraws all her life savings. She intends for this dream vacation to be an experience of a lifetime. Queen Latifa’s character in the movie books her plane travel first-class in order to feel once in her lifetime, what the rich people enjoy when they travel.

She books her hotel reservation in a five-star hotel where the rich people stay and picks the high-rollers’ penthouse suite, which includes the luxury pamper  package only for the rich people. She dines out every night at the finest five-star restaurants where the rich people eat. She lives on the financial edge as if there is no tomorrow.

Contentment Shines In The Spirit Of Those Who Are Grateful

Many of you live your financial lives pretty much the same way during the holiday season.  You spend as if there is no tomorrow. One of the definitions of  maturity  is learning to delay pleasure. If you struggle in your spending during the holidays like many Americans, here’s 5 tips from Financial Peace University  www.fpu.com to help you make wise choices when buying items over $150:

1) Wait over night before buying. Sleeping on it takes the edge off you.

2) Consider your buying motives; why and why now?

3) Don’t buy things you don’t understand or can’t explain.

4) Consider the opportunity cost. Would the money be better invested or saved?

5) Seek the counsel of your spouse. If single, seek the counsel of a mature Christian you know and respect.

Changing Future Generations Mind-set

If God blessed some of you with money with your current character traits and mind-set, your desire for instant gratification, your impulsive  tendencies that are out of control, and your media-driven consumer mentality would cause many of you to blow most, or all of God’s financial blessings. Our ministry is changing future generations’ mind-set.

When God opens the doors of heaven to pour out financial  blessings on you, spend your money wisely.  Learn to make a plan, give to God, give to yourself, and have some fun. You are invited to our LIVE Stream November 17th & 24th at 3pm. Our SOW team will share financial tips to keep more money in your pockets. Follow link to learn more. https://tinyurl.com/3jve79tb

Prayer of Blessings:  Lord, we will honor You in our finances.

Michael J. Vance is the co-host for the Better Husband Father Man Podcast  a hub for all things; parenting, marriage, and self-improvement. He is the financial & benefit risk manager with Hundley Batts & Associates Insurance Agency . Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate  about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vances have been married over 40 years and share their lives with four adult children and ten exceptional grandchildren. The Vance’s blog from their workbook “Stewardship Of Wealth: 8 Life Lessons That Can Change Your Family Tree”.

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What is Stewardship?

Posted on October 15, 2024 | Leave a comment

Walking in God’s Favor: Don’t worry about anything, instead pray about everything.  Tell God your needs and don’t forget to thank Him for his answers. Philippians 4:6 TLB

Living a Stewardship Lifestyle

We were introduced to stewardship principles by Elder Harold Lee, as a young couple with 4 kids, while I was serving in the U.S. Navy at Rough & Ready Island in Stockton California. My life’s spiritual journey has never been the same.

We discovered that God has placed in each one of us more potential then you will ever develop. You must choose to or not to develop your God Given gifts and talents. After practicing and living stewardship principles for over four decades we teach 4 levels of  stewardship in which you are living  consciously or unconsciously each day of your life.

Level 1 Stewardship is a life of struggle. The Level 1 Steward is trying to survive; to keep the lights on, food on the table and gas in the car. I remember as young father being so concerned about paying bills and meeting my family financial obligations I could not think about my higher purpose. Something was missing. Why did I want to become wealthy?

The Level 1 Steward can become so overwhelmed trying to survive, you can not hear God’s voice calling you. The Holy Spirit speaking to your heart is drowned out by the immediate needs in front of you.

You Cannot Be Spiritual Liberated Living In Financial Bondage

The first life lesson you must learn in Level 1 Stewardship is that God is the Creator Owner and you are only a manager, apprentice or steward.  This spiritual truth must be the foundation of your life.  You can become a billionaire and be a billion miles away from God if you do not internalize this truth.

The second life lesson you must learn in Level 1 Stewardship is to put your faith and trust in God.  God will supply all your needs according to His riches in glory. The better steward you become, the more God will trust you, because he knows you can handle it.  Level 1 Stewards walks by faith and not by sight.

When riches dominate your heart, God loses preeminence over your life

Why is it when God blesses you with a good education and you worship the education. Why is it when God blesses you with a successful business and you worship the business? Why is it when God blesses you with money and you worship the money. Instead of worshiping the Gift Giver you worship the gift.

The Level 1 Stewards worship God as Creator Owner and have faith in God’s sustaining power. Stewardship is not just about giving money, it’s about giving everything. Stewardship is a way of life.

Prayer of Blessings: Lord we worship You.

Michael J. Vance is the co-host of the podcast Better Husband Father Man hub for all things; parenting, marriage, and self-improvement. He is a financial & benefit risk manager with Hundley Batts & Associates Insurance Agency Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the International Pathfinder Club; a global organization empowered to teach life and leadership skills to young people. The Vance’s have been married well over 4 decades and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.

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How Do You Define Wealth?

Posted on September 15, 2024 | Leave a comment

Walking in God’s Favor:  And, of course, it is very good if a man has received wealth from the Lord and the good health to enjoy it. To enjoy your work and to accept your lot in life—that is indeed a gift from God. Ecclesiastes 5:19 TLB

Wealth is having more then you need, and wanting less than you have.

Our definition of wealth is holistic and different than most people. We define wealth as certain things money cannot buy such as good health, loving relationships, peace of mind, creative abilities, wisdom, freedom and a spirit-led life.

Having a fat bank account,  strong investment portfolio, or family trust fund, doesn’t necessary mean you are truly wealthy. If you have a million dollars net worth and you are always worrying about losing it or someone trying to scam your money, you aren’t truly wealthy.  You have a scarcity mentality.

You can truly only enjoy your wealth, if you are in good health.

The first truly wealthy person I was able to observe up close and personal over the years was Ardella’s father the late Howard T. Williams. This barrel chest, quick to laugh man was always willing to share a smile and words of wisdom with anyone who crossed his path.

Mr. Williams was a loyal employee for  Chrysler Corporation for 32 years and valued long-term relationships. He was married to the same woman for 42 years. He gave back to his community by serving as a member of the Detroit School Board for 13 years.

Mr. Williams saved money in a college fund for all (5) of his children.  Paid off his home mortgage early, avoided debt & credit cards, and had an emergency fund for the unexpected. On the day of his death Mr. Williams had a will and his burial arrangements in place. He was a man ahead of his times and a great example to me of personal stewardship.

Wealth is like health, you only learn it’s true value when you lose it.

In the world’s economy it says wealth is measured primary by material possessions and the things money can buy. In God’s economy true wealth is measure by certain things you cannot necessarily see and by certain things you cannot necessarily buy.

Prayer of Blessings: Lord, give us health to obtain true wealth.

Michael J. Vance is the co-host of the Better Husband Father Man Podcast  a hub for all things; parenting, marriage, and self-improvement. He is the financial & benefit risk manager with Hundley Batts & Associates Insurance Agency . Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate  about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vances have been married over 40 years and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.

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Do You Have The Heart Of A Servant?

Posted on August 16, 2024 | Leave a comment

Walking in God’s Favor: Command those who are rich in this present age not to be haughty, nor to trust in uncertain riches but in the living God, who gives us richly all things to enjoy.  Let them do good, that they be rich in good works, ready to give, willing to share. 1 Timothy 6:17,18 NKJV

Good Leaders Must Become Good Servants

To think like a Level 4 steward requires a change of heart. A Level 4 steward thinks more of how you can serve others rather than yourself. Once you have acquired a servant’s heart, you no longer focus so much on your own needs, but turn your heart to the needs of others.

I clearly remember walking into my office years ago, as a young insurance agent in my twenties, disappointed for not obtaining the sales goals I had planned for the week. I knocked on Mr. Hundley Batts’  door and asked if I could speak to him for a moment. “Mr.  Batts”, I said, “I have been out selling all day long and  cannot find anyone to sell insurance to.”

Hundley Batts replied, “That’s your problem, Son.  Find people you can serve.” Those five words ” Find people you can serve” changed my whole entire paradigm on how I operate my business battsandassoc.com . These days, eighty percent of my business comes from referral business of people who value my time, integrity, business intelligence, and the services we offer.

Service to Others Lead To Greatness

Level 4 Stewardship is one of the best ways to describe the heart of a servant. Many faithful stewards begin their spiritual discovery as servants, however they end up as  celebrities. They become addicted to the spotlight, unaware that constantly being in the lime light can blind you.

There are four areas of life the Level 4 Steward will primarily focus:

#1 How you care for your body(temple)

#2 How you invest your time

#3 How you develop your talents or gifts

#4 How you manage your treasure (financial assets)

Follow link to learn more about the Pathfinder International Camporee in Gillette Wyoming, one of the largest youth leadership events in the world; https://www.facebook.com/iCamporee/

Servant Leadership The Better Way To Lead

This is a holistic approach to serving. God wants all of you – not just little pieces of you.  Level 4 Stewards accept the truth that God owns it all, and we are only caretakers, managers, and apprentices. They think like servants, not like owners.

Can you be trusted with wealth, power, and social capital? The heart of the Level 4 Steward is in giving service to God. Level 4 Stewards make sure their lives honor God, and their life work leaves the planet a much better place to live.

Prayer of Blessing: Lord, empower us to serve others.

Michael J. Vance is the co-host of the Better Husband Father Man Podcast  a hub for all things parenting, marriage, and self improvement. He is a financial & benefit risk manager for Hundley Batts & Associates Insurance Agency   Ardella Vance is  a gifted educator and  a Master Guide in the Pathfinders Club a global organization empowered to teach life and leadership skills to young people.  The Vance’s have been married well over 40 years and share their lives with four adult children and ten grandchildren. They currently reside in Huntsville, Alabama and blog weekly from their financial workbook ” The Stewardship of Wealth“.

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Are You Planning Your Future With Godly Wisdom?

Posted on July 15, 2024 | Leave a comment

Walking in God’s Favor: But don’t begin until you count the cost. For who would begin construction of a building without first getting estimates and then checking to see if he has enough money to pay the bills? Otherwise he might complete only the foundation before running out of funds. And then how everyone would laugh! Luke 14:28-29 TLB

Begin Saving For the Storms of Life And Your Retirment Years

You must begin with the end in mind. If you plan to become faithful stewards of your wealth in this life you must be willing to pay the price. You are going to have to develop the habit of saving.

Years ago, Ardella and I began planning to save a certain amount of money from our income so that we could have the flexibility to follow our dreams,  passions and opportunities in life during our golden years.

One of our passions is sharing real life experiences with newly married and engaged couples. We share practical tips we have learned in our own marriage and from other married couples like Les and Leslie Parrott.

The Pursuit of Happiness – Work Hard, Have Fun, Save Your Money

Let’s face it, as you gracefully age, you generally have less energy and your health slowly begins to decline. As a result, you need to manage the amount of physical activity and maximize the results, so you don’t injure or prematurely kill yourself.  In other words, you have to work smarter not harder.

While you are young and healthy you must develop the practice of planning for your golden years. Otherwise, your golden years will not be so golden.  Many employers are no longer contributing or providing retirement plans for their employees. Therefore you must become  personally proactive  in saving and investing money for your golden years.

With that in mind, what is your plan? Do you have an emergency fund for the storms of life that are sure to come if you live long enough? Have you begun setting aside money for your golden years?

Practicing The Joseph Principle of Saving For the Storms of Life

The Joseph principle is the ability to look around the corner and anticipate life’s challenges you may or may not face one day.  In the Bible, Joseph wisely counseled Pharaoh in the book of Genesis to plan and prepare for the future.

” And let them gather all the food of those good years that are coming and store up grain under the authority of  Pharaoh  and let them keep food in the cities. Then the food shall be as a reserve for the land for seven years of famine which shall be in the land of Egypt that the land may not perish during the famine.” Genesis 41:35,36  (NKJV)

Joseph was divinely given the principle of saving for the storms of life, and saved the entire Egyptian nation and his family.   There are many lessons you can learn and practice in your life from the Joseph principle. Most importantly; begin with the end in mind.

We invite you to prepare for your golden years https://tinyurl.com/bdhpxejh as your transition into this new season of life. Discover how you can become a better steward of your wealth in your retirement years.

Prayer of Blessing: Lord help us to plan and save wisely for a successful future.

Michael J. Vance is the co-host for the Better Husband Father Man Podcast  a hub for all things; parenting, marriage, and self-improvement. He is the financial & benefit risk manager with Hundley Batts & Associates Insurance Agency . Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate  about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vances have been married well over 30 years and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.

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What’s On Your Reading List?

Posted on June 15, 2024 | Leave a comment

Walking In God’s Favor: Do not be shaped by this world; instead be changed within by a new way of thinking. Then you will be able to decide what God wants for you; you will know what is good and pleasing to Him and what is perfect. Romans 12:2 NCV

We believe in Continuous Optimization, Always Keep Learning

We are so happy to celebrate our 8th year of growing our Better Husband Father Man Podcast. He that findeth a wife findeth a good thing. We are about honoring our commitiment to our good thing. This accomplishment takes a commitment to excellence.

Those who keep learning, will keep growing in life.

Michael Jr. and I have posted the wisdom and insights we have learned from our journey of becoming the best  version of ourselves in 2024. We are committed to playing a significant role in encouraging you to grow in areas of  your life that need confirmation and clarity.

Here are some suggested readings to empower you in that process of becoming a better steward of your wealth and the best version of yourself.

1. Succeed The Right Way- Paul Gunn, Jr.

2. Go Do Your Something – Lamont Dupree

3.  Wealth – It’s in Your Worship Not Your Works – Roland J. Hill

4.  A Champion Game Plan For Life – Preston Brown

5. Total Money Makeover – Dave Ramsey

6. Family Prayer – Your Fortune Is In Your Faith- Michael & Ardella Vance

7. 80 Proven Ways to Become a Millionaire – Paul  S. Damazo

8. Taking Care of Business – Lee Jenkins

9. Debt Free  Degree – Anthony O’Neil

10. 12 Week Year – Brian Moran

11.  Power to Get Wealth: No Money Required – Keith Douglas

12.  The Inertia of Legacy – Chris Cline

Prayer of Blessing:  Lord, we thank You for the desire to grow.

Michael J. Vance is the co-host of the Better Husband Father Man Podcast a hub for all things parenting, marriage, and self improvement. He is a financial & benefit risk manager for Hundley Batts & Associates Insurance Agency   Ardella Vance is  a gifted educator and  a Master Guide in the Pathfinders Club a global organization empowered to teach life and leadership skills to young people.  The Vance’s have been married well over 40 years and share their lives with four adult children and ten grandchildren. They currently reside in Huntsville, Alabama and blog weekly from their financial workbook ” The Stewardship of Wealth“.

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Do You Seek Wisdom From Mature Christains Who Are Faithful?

Posted on May 15, 2024 | Leave a comment

Walking In God’s Favor: Happy are those who reject the advice of evil people, who do not follow the example of sinners or join those who have no use for God. Instead, they find joy in obeying the Law of the Lord, and they study it day and night. Psalms 1:1-2 GNT

Knowledge & Wisdom is of no value, unless you put it into practice. 

As Christians you get your instructions and directions in  life from the BIBLE. (Basic Instruction Before Leaving Earth). Biblical principles can teach you the following:  How to communicate with God; How to love and forgive yourself as well as others; How to overcome your private struggles; How to have a healthy marriage; and How to relate to wealth.

Its unfortunate that when it comes to making financial decisions, you often seek solutions to your financial struggles from a secular worldview. Regardless of your skin color, the level of your education, or the amount of income you earn, following the popular advice of  American Greed or other secular worldviews, can often lead you away from God’s best version of your life. Think about it; How much faith does it really take to get into debt?

Wisdom is the new wealth. Surround yourself with it.

You don’t sit down and consciously decide to borrow yourselves into financial bondage. Usually you are influenced by listening to others who are in financial bondage themselves and appear to be enjoying it. You know what I mean?

Your friend or family member buys a new car with the leather package, GPS , satellite radio, heated seats and sun roof. They give you a ride…and of course you ask how much they paid for it. They explain how easily the dealership leased the vehicle to them so they could afford the payments. You think to yourself, “I can afford that”  and you run down to the dealership to join the ranks of our consumer driven society that is fueled by consumer debt.

An investment in knowledge, is always profitable.

Bottom line is, you are a generation that has forgotten or never learned how to financially discipline yourselves to save for purchases and avoid debt. I challenge you to raise your financial IQ. Read the word of God and Christian authors who share God’s plan for relating to money. One of my favorite books that I recommend on finances, is by Lee Jenkins entitled, “Taking Care of Business”.

https://youtube.com/watch?v=1dNe1hhofgQ%3Fsi%3DnwKHBgI4Xmrrqq2n

Surround yourself with faithful stewards who are givers and savers. As you learn how to become more fiscally wise, share what you learn with family members and others in your sphere of influence. Don’t be discouraged if you don’t see immediate results.  Remember, keep praying, keep believing,  with God all things are possible.

Prayer of Blessing: Lord, teach us to live with wisdom.

Michael J. Vance is the co-host of the Better Husband Father Man Podcast   a hub for all things; parenting, marriage, and self-improvement. He is a financial & benefit risk manager with Hundley Batts & Associates Insurance Agency . Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate  about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vances have been married over 40 years and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.

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Can You Say No, To The Person In Mirror?

Posted on April 15, 2024 | Leave a comment

Walking In God’s Favor: When I was a child, I spoke and thought and reasoned as a child. But when I grew up, I put away childish things. 1Corinthians 13:11 NLT

Discipline & self-control helps to develop your character.

Moving from a Level 1 Stewardship life of struggle to Level 2 Stewardship the life of stability is an individual choice. Many of you cannot see yourselves  maturing from Level 1 Stewardship a life of struggle into Level 2 Stewardship a life of  stability; therefore you remain in a life struggle.

Level 2 faithful stewards learn to live on a budget and give their money a mission.  But more importantly, Level 2 faithful stewards are accountable to God. The Level 2 faithful steward has learned to say “no” to the person in the mirror.

Can you say no, to the person in the mirror?

One of the keys that differentiate Level 1 Stewardship the life of struggle from Level 2 Stewardship the life of stability is the will to delay immediate gratification for long-term goals. One sign of spiritual maturity is the will to choose long-term goals over short-term  gain.

I clearly remember our parents teaching us the connection between work and money.  As a kid, they would give my two younger brothers and me money for doing chores like cutting the grass, raking leaves or washing the car.  As soon as I received my money, I would run down to the corner grocery store to spend every penny I had earned on Chinese Sweet & Sours Balls, Red Hots, banana flavored Now & Laters, and my favorite, Hostess Chocolate Twinkies.

My parents would comment how I had holes in my pocket when they observed how quickly I spent my money. They found teachable moments to encourage me to save.  They planted seeds of wisdom like ”Money don’t grow on trees” in my life.  My parents were the first teachers who sowed into my life the importance of work ethics and saving money.

With self-discipline, you increase your possibilities.

My truth is,  even today as an adult I struggle with the desire to spend money I don’t have, to  buy things I don’t  need, to impress people I don’t know.  That desire to spend money grew into an uncontrollable desire to have wealth without going through the process of  developing the discipline necessary to manage wealth.

In order for you to move to Level 2 Stewardship a life of stability you are going to have to go through the process. It’s your choice. You have the ability to become a better steward of your wealth. We are living examples that God will empower your life  to do that which you cannot on your own, do for yourself. Remember keep praying, keep believing, with God all things are possible.

You are invited to listen to our Facebook LIVE Stream Sunday 3pm May 12th. Our discussion will center a round life lessons we learned from our mothers. Our guest panelist is Kia Thornton- Gamble a corporate CPA with 20+ year experience.

Michael J. Vance is the founder of Stewardship Of Wealth.com and a financial & benefit-risk manager with Hundley Batts & Associates Insurance Agency   Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vance’s have been married over 4 decades and share their lives with four adult children and ten grandchildren. They currently reside in Huntsville Alabama, and blog from their Stewardship Of Wealth financial guide “Changing Your Family Tree”.

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Are You Walking In God’s Favor?

Posted on March 14, 2024 | Leave a comment

Walking in God’s Favor: I will make you into a great nation. I will bless you and make you famous, and you will be a blessing to others. Genesis 12:2

You don’t have to be great to start, but you have to start to be great.

One of our shared financial goals after coordinating a Dave Ramsey’s Financial Peace University class for our church was to take a cruise to the Bahamas when we eliminated all our debts. We were able to pay off over $70,000 in debt in 48 months practicing biblical financial principles in our everyday lives. We did it and you can do it! It feels amazing to live debt free.

Living a  life of surplus is a great place to be. Ardella and I have journeyed through the process of learning how to put our faith in God and not the blessings He provides..ie (Wealth, Education, Career, Social Capital and Good Health)

bahamas

Greatness is a lot of small steps taken everyday.

We have discovered how to walk in faith when experiencing life’s struggles and the storms of life. Faith is the ability to walk past your current reality, while anticipating a fabulous future.

To walk in God’s favor you must develop the inner discipline it takes to delay immediate gratification by surrendering lordship of your life to God. The faithful stewards can say “no” to the person in the mirror and “yes” to the will of God. Faithful stewards first seek and desire God’s blessings to shower down over their lives.

Surround Yourself With People Who Will Push You to Greatness.

Ardella and I have learned how to wisely look around the corner and plan for the storms of life or 5D’s (Disaster, Disability, Downsizing, Deployment and Death). We openly share how to prepare for the storms of life  or the 5D’s with our family, friends and meaningful others in our community.

Ardella and I acknowledge that it has been God who has brought us financially to this point in our lives, and we remember where we were in the years past.  Our daily prayer is ” O Mighty God, teach us to be Your faithful servants”.  We encourage you to live faithful to God and to walk in His favor. Your life can become a great example in your world of what a Mighty God can do in the lives of His people.

Prayer of Blessing: Lord teach us to walk in your favor.

Michael J. Vance is a financial & benefit risk manager with Hundley Batts & Associates Insurance Agency  and founder of Stewardshipofwealth.com  Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the Pathfinder Club, a global organization empowered to teach life and leadership skills to young people. The Vances have been married over 4 decades and share their lives with four adult children and ten exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.





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